Critical Financial Education and Social Inclusion: Challenges to Reduce Inequality in Latin America

Authors

Giuliana Vilma Millones Orrego de Gastelo
Universidad Nacional Pedro Ruiz Gallo | Lambayeque | Perú
https://orcid.org/0000-0001-8051-8157

Synopsis

Critical financial education has emerged as a strategic axis to address persistent inequality in Latin America. This chapter examines how financial training, when approached from an inclusive and contextualized perspective, can become a tool for social and economic empowerment. It analyzes the structural gaps that limit access to financial knowledge, particularly among vulnerable populations, and proposes strategies that integrate public policies, pedagogical innovation, and the use of digital technologies. Furthermore, it emphasizes the importance of fostering critical thinking in citizens, enabling them to question inequitable economic practices and make responsible financial decisions. Finally, it argues that critical financial education should not be understood as an isolated process, but rather as part of a broader social project aimed at strengthening inclusion, equity, and the resilience of Latin American communities.

Author Biography

Giuliana Vilma Millones Orrego de Gastelo, Universidad Nacional Pedro Ruiz Gallo | Lambayeque | Perú

Contadora, magister en gerencia empresarial, doctora en administración de la UNPRG, magister en dirección y gestión financiera de la UNIR. Docente Universitario, auditora independiente, con experiencia en tributación, finanzas, comercio internacional e investigación científica.

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Published

November 21, 2025

License

Creative Commons License

This work is licensed under a Creative Commons Attribution 4.0 International License.

How to Cite

Millones Orrego de Gastelo, G. V. (2025). Critical Financial Education and Social Inclusion: Challenges to Reduce Inequality in Latin America. In R. Simbaña Q. (Ed.), & (Ed.), Living Education: Narratives and Praxis from Latin America. Volume I. (pp. 127-141). Atik Editorial. https://doi.org/10.46652/atikbook19.cap5